Storm Damage
Wind, rain, hail, and lightning can cause severe damage to your property. Navigating the storm insurance claim should not.
Hurricane Damage
We are a Louisiana firm and have handled Louisiana hurricane insurance claims from all three of the most recent storms – Laura, Delta, and Ida.
Wind Damage
Wind from hurricanes and other storms can wreak havoc on your property. We can help you get the money you need to get the damage fixed.
Tornado Damage
Tornadoes can destroy your property without warning. We can stop your insurer from dragging its feet on these unexpected losses.
Hail Damage
Hail does not always cause damage, but when it does your insurer can be nowhere to be found. We can help you to get them moving so that you can get your property damage repaired.
Fire Damage
A fire in your home or business can be devastating. We can guide you through claim process with your insurer and make sure that you have the funds to get your life back in order.
Water Damage
Different types of water damage are usually covered by different insurance policies. If there is any question about what caused the water damage, insurers are often quick to deny the claim with little investigation. We can help get you navigate water damage claims and get the evidence that you need to be fully compensated for your water damage loss.
Homeowners Insurance Claims
A homeowner insurance claim can often feel like David versus Goliath. We know how to battle your insurer for the money that you need to repair your home and are not afraid to get aggressive with them when we need to.
Insurance Bad Faith Claims
Sometimes the actions of an insurance company will go beyond mere negligence or simple mistakes. When an insurer has acted dishonestly, or severely mishandled your claim, we can help you try and recover penalties and attorney fees on top of your actual damages.
1. Push Your Claim Forward
Having your property damaged can disrupt your entire life. When your insurance claim is denied or undervalued it can make it impossible to put things back in order. That is why Pritchett Legal Services moves quickly and aggressively to start moving your claim forward. We start by reviewing all of the documents related to your claim, such as your insurance policy, damage estimates, alternate living expenses, and damage photos. Once we have a full understanding of the coverages in your policy and your damages, we contact your insurance provider to determine the status of your claim, the extent of the dispute, and whether there are any opportunities for immediate relief or quick resolution.
2. Build Your Case and Negotiate for a Fair Settlement
In this day and age, most insurance claims for property damage settle out of court. But that does not mean that we can rest on our laurels. When an insurer has already decided to deny or underpay your claim, they have to be convinced that a fair settlement is a better alternative than rolling the dice in court. At Pritchett Legal Services, we have found that the key to convincing insurers to pay you fully and fairly under the terms of your insurance policy is to prepare your property damage claim as if we are eventually going to present it to a judge or jury. When the insurance company knows that your attorney is capable and prepared to fight for your rights in court, it puts us in a good position to negotiate a favorable and fair settlement.
3. Win in Court
Knowing when it is time to turn to the courts is essential to keeping your insurance claim moving toward a positive resolution. Damage claims often grind to a halt when insurers do things like repeatedly changing adjusters, requesting documents that have already been provided, and asking for numerous inspections. Our insurance litigation experience helps us to know when these occurrences warrant a nudge by the court to keep your claim moving forward. We are also not afraid to fight the bigger battles that sometimes arise, and always prepare your case as if it is going to trial so that we will be prepared if the insurance company refuses to negotiate a fair settlement.